Mortgage rates in the United Kingdom remained unchanged in September 2026, holding at 6.58% for the second consecutive month. According to the latest data, updated on 7 October 2026, the benchmark mortgage rate in September matched the August 2026 level of 6.58%.
The confirmation of a steady rate suggests a pause in any immediate upward or downward trend in borrowing costs for UK homeowners and prospective buyers. With no change between August and September, the mortgage market is showing short-term stability, offering a clearer backdrop for financial planning as households continue to navigate a high-rate environment.