Trump signs order to integrate fintech into US regulatory framework: crypto market braces for change

According to White House reports, yesterday US President Donald Trump signed an executive order to integrate financial technologies into the US regulatory framework. The document is noteworthy not only for its content but also for its timing because it is released amid active progress in the Senate on the GENIUS and CLARITY bills. So, the crypto market is receiving several positive signals.

The gist of the order is as follows: US regulators — the SEC, CFTC, FDIC, OCC and others — are required to conduct a review of existing rules within 90 days and identify those that create excessive barriers for fintech companies. A further 90 days are then allocated to take practical steps to remove those barriers. The order places special emphasis on simplifying partnerships between fintech firms and traditional financial institutions — banks, brokers and investment advisers. Digital assets and blockchain services are explicitly listed among the financial products covered by the order.

Perhaps the most revolutionary part of the document concerns the Federal Reserve. The Fed has been asked to carry out a comprehensive assessment of the feasibility of granting non?bank fintech firms direct access to accounts and payment services at Federal Reserve Banks. In other words, the White House wants to know whether crypto companies and other non?bank players could be given access to the same payment infrastructure used by traditional banks. The Fed must deliver a report with conclusions and recommendations within 120 days. If implemented, this would be one of the most significant shifts in the US financial system in decades.

Note that the order explicitly acknowledges a problem long criticized by the industry: current regulation was designed to protect large incumbent players and erects barriers to new market entrants. Recognition of this issue at the White House level is significant in itself.

As for the potential market reaction, full implementation of the announced measures could be highly consequential. Direct access for crypto firms to the Fed's payment infrastructure would remove one of the industry's main operational constraints — dependence on intermediary banks that frequently refuse to serve crypto businesses. Eased licensing and simplified partnerships with traditional financial institutions would open the door to mass adoption of digital assets in retail financial products. Taken together, these changes would be a strong bullish signal primarily for Bitcoin and Ethereum as the most liquid assets, and for tokens of protocols focused on payment infrastructure.

That said, although the groundwork has been laid, full realization of these measures, if it occurs, will be a long?term process.

Trading recommendations

Bitcoin

Buyers are currently targeting a return to $78,400, which would open a direct path to $80,100, and from there, $81,700 is within reach — a break above which would signal attempts to resume a bull market. On the downside, buyers are expected around $76,500; a drop back below that area could quickly push BTC toward $74,700. The longer?term target would be the $73,100 area.

Ethereum

A clear close above $2,146 opens the direct road to $2,222. The longer?term target is the high around $2,291. Once this level is surpassed, this would indicate strengthening bullish sentiment and renewed buyer interest. On the downside, buyers are expected at $2,084; a fall back below that area could quickly push ETH toward $1,997. The longer-term target would be the $1,911 area.

What's on the chart

The red lines represent support and resistance levels, where price is expected to either pause or react sharply. The green line shows the 50-day moving average. The blue line is the 100-day moving average. The lime line is the 200-day moving average.

Price testing or crossing any of these moving averages often either halts movement or injects fresh momentum into the market.