In November 2025, cash remittances funneled through banks in the Philippines experienced a year-on-year growth of 3.6%, reaching USD 2.91 billion, up from USD 2.81 billion the previous November. This uptick was evident across both land-based and sea-based workers, with each category observing an increase of 3.6% compared to the previous year. Over the January to November period, cash remittances rose by 3.2%, totaling USD 32.11 billion. This growth was predominantly fueled by higher inflows from the United States, Singapore, and Saudi Arabia. The U.S. retained its position as the largest remittance source, contributing 40% of the total, followed by Singapore at 7.1%, Saudi Arabia at 6.4%, and Japan at 5%. In the realm of personal remittances—which encompass bank transfers, informal channels, and in-kind transfers—a 3.6% increase was noted, bringing them to USD 3.23 billion from USD 3.12 billion a year earlier. For the January to November timeframe, cumulative personal remittances rose to USD 35.73 billion, a 3.2% rise from USD 34.61 billion during the same period in 2024.