FX.co ★ China's Loan Growth Stabilizes at 6.4% in December 2025

In December 2025, China's outstanding loan growth maintained a steady pace, clocking in at 6.4%. This figure matches the growth rate witnessed in November 2025, reflecting a stabilization of lending activities in the world's second-largest economy. This trend was confirmed in data released on January 15, 2026, providing crucial insights into China's financial landscape amidst ongoing economic challenges.

On a year-over-year basis, the December figures highlight a consistent trajectory compared to the same period in the previous year. Despite various macroeconomic pressures, including domestic debt concerns and sluggish global demand, the maintenance of a 6.4% growth rate indicates a balanced approach to economic stability and expansion from Chinese financial institutions.

This stability in loan growth, particularly amongst rising global uncertainties, could suggest underlying confidence in China's economic policies as the nation navigates through a complex financial environment. Analysts continue to monitor these figures closely, as they provide a critical barometer of the health and direction of China's economic strategy moving forward.