FX.co ★ Steady at the Helm: U.S. Interest Rates Unchanged in Q2 2025

As of the second quarter of 2025, the interest rates in the United States have held steady at 3.9%, mirroring the figures from the first quarter. This consistency in rates was confirmed with an update provided on June 18, 2025.

The decision to maintain the interest rate at 3.9% reflects a cautious approach amid uncertain economic conditions. As financial analysts and policymakers take stock of various economic indicators, maintaining the rate suggests a wait-and-see stance.

Economic stakeholders continue to observe critical factors impacting the market, such as inflation and employment rates, to determine future monetary policy actions. With no change in the interest rates this quarter, the focus now shifts towards how the economy will respond in the upcoming months and whether this stability will lead to changes in the subsequent quarters.