FX.co ★ UK House Price Growth Accelerates in January, Halifax Index Shows 1.0% Annual Rise

UK house price growth picked up at the start of 2026, with the Halifax House Price Index showing a year-over-year increase of 1.0% in January. This marks an acceleration from December 2025, when annual growth stood at 0.4%.

The January 2026 reading, updated on 06 February 2026, compares house prices in January 2026 with those in January 2025. By contrast, the previous figure for December 2025 measured prices against December 2024. The latest uptick suggests a modest strengthening in the housing market’s annual growth rate after a subdued end to 2025.

While the overall pace of increase remains relatively contained, the move from 0.4% to 1.0% indicates that price pressures in the UK housing sector have started to build again on a year-over-year basis, potentially signaling improving sentiment or shifting demand dynamics as 2026 begins.