FX.co ★ China Holds 5-Year Loan Prime Rate at 3.50% in June, Signaling Policy Steadiness

China kept its 5-year Loan Prime Rate (LPR) unchanged at 3.50% in June 2026, maintaining the same level set in May 2026. The latest decision, confirmed with data updated on 22 June 2026, underscores a steady policy stance on long-term benchmark borrowing costs.

The 5-year LPR is a key reference rate for mortgage and long-term corporate lending in China. By holding the rate at 3.50% for a second consecutive month, authorities are signaling continuity in credit conditions, with no new easing or tightening reflected in the June fixing. Investors and analysts will be watching subsequent readings for any shift that could hint at changes in Beijing’s approach to supporting growth and managing financial risks in the months ahead.