FX.co ★ UK Mortgage Rates Hold Steady at 6.60% in July

The UK mortgage rate in pounds sterling remained unchanged in July 2026, holding at 6.60%, according to the latest data updated on 7 August 2026. The rate was the same as in June 2026, indicating a pause in any upward or downward movement during the period.

The stability in July suggests that borrowing costs for UK homeowners and prospective buyers have not eased, but also have not tightened further compared with the previous month. With mortgage rates flat at 6.60%, attention may now turn to upcoming economic data and central bank signals to gauge whether this steady trend will persist in the coming months.