FX.co ★ UK House Price Growth Cools to 1.4% in Latest Annual Reading

Annual growth in UK house prices has slowed, with the latest House Price Index showing a 1.4% year-over-year increase, down from 2.0% previously. The data, updated on 16 September 2026, indicates a continued moderation in price momentum across the housing market.

The index compares the change in house prices for the most recent month against the same month a year earlier, with the previous reading reflecting the year-over-year change in the prior month. The step down from 2.0% to 1.4% suggests that while prices are still rising on an annual basis, the pace of growth is easing, pointing to a cooling but not yet contracting UK housing market.