FX.co ★ U.S. Consumer Spending Holds Steady in December, Capping 2025 With Consistent Growth

U.S. personal spending rose 0.4% month-over-month in December 2025, matching November’s 0.4% increase, according to data updated on 20 February 2026. The unchanged pace suggests that consumer demand remained resilient at the end of the year, with households maintaining their spending momentum into the holiday period.

On a month-over-month basis, the “actual” December reading reflects the change from November to December, while the “previous” figure shows November’s change relative to October. With both months posting identical 0.4% gains, the data point to a stable, if not accelerating, consumption backdrop as 2025 closed, an important signal for overall U.S. economic activity, where consumer spending is a key growth driver.