FX.co ★ Stable Rates on the Horizon: US Interest Rate Remains Unchanged at 3.6% in Q4 2025

In a move that reflects its cautious stance amidst uncertain economic conditions, the United States has held its central interest rate steady at 3.6% during the fourth quarter of 2025. The announcement came as a continuation from the previous quarter, where the interest rate had initially settled at this value.

The Federal Reserve's decision to maintain the status quo can be seen as a reaction to ongoing international financial complexities and domestic economic indicators that suggest equilibrium rather than growth or decline. While holding at 3.6%, the interest rate aims to balance inflation control with economic stimulation.

Analysts had anticipated this steadiness as the US economy navigates through a period of adjustment and recalibration. As of December 10, 2025, data reveal a deliberate approach by financial policymakers, signaling that growth must be carefully nurtured to avoid discord in the national and global markets. Thus, investors and businesses are advised to prepare for continued measured growth as they strategize for 2026.