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FX.co ★ New Zealand Credit Card Spending Flat in April

New Zealand Credit Card Spending Flat in April

In April 2025, electronic card transactions in New Zealand remained steady at NZD 6.46 billion on a seasonally adjusted basis. Across various retail segments, there were increases in spending on consumables (up by 0.5%), hospitality (up by 0.2%), and durables (up by 0.1%). Conversely, spending saw a reduction in motor vehicles (excluding fuel), down by 2.9%, apparel, which decreased by 1.9%, and fuel, which fell by 2.2%. On a year-over-year comparison, total electronic card spending slightly decreased by 0.3% in April, continuing a trend of 13 consecutive months of declines following a 1.6% dip in March. This trend underscores ongoing challenges in consumer spending.

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