FX.co ★ U.S. Personal Income Growth Accelerates to 0.4% in January 2026

U.S. personal income growth strengthened at the start of 2026, with the indicator rising 0.4% month-over-month in January, up from a 0.3% increase in December 2025. The latest figures, updated on 13 March 2026, underscore a modest acceleration in household income momentum as the new year began.

On a month-over-month basis, the January reading reflects a faster pace of income expansion relative to the previous month’s gain. The December 2025 figure represented a 0.3% increase from November 2025, while January 2026’s 0.4% marks a step up in growth compared with December, highlighting continued, if gradual, improvement in U.S. personal income dynamics.

The comparison framework used for the release shows “Actual” as the change for January versus December, and “Previous” as the change in December versus November. This structure helps track the evolving month-to-month trajectory of personal incomes as policymakers and markets monitor the resilience of U.S. consumers.