FX.co ★ US 30-Year Mortgage Rate Rises to 6.71%

As of September 3, 2026, the average rate on a 30-year fixed-rate mortgage in the United States rose to 6.71%, up from 6.66% a week earlier and 6.50% a year ago. “The 30-year fixed-rate mortgage averaged 6.71% this week,” said Sam Khater, Chief Economist at Freddie Mac. “Purchase demand has remained relatively stable, indicating steady interest from buyers who are adapting to evolving market conditions.” Meanwhile, the average rate on a 15-year fixed-rate mortgage increased to 6.04%, compared with 5.98% the previous week.