FX.co ★ U.S. Mortgage Refinance Activity Climbs as Index Rises to 540.7

The U.S. Mortgage Refinance Index has increased to 540.7, up from the previous reading of 517.5, according to data updated on 11 November 2026. The latest figure signals a pickup in refinancing activity across the United States.

The rise in the index suggests that more homeowners are moving to refinance existing mortgages, potentially in response to changing rate expectations or evolving household financial needs. While the data do not specify the underlying drivers, the move from 517.5 to 540.7 points to a noticeable strengthening in refinance demand over the latest period tracked.